16 Aug Provincial Economic Update
As always with my content for you, I put things into the simplest terms, to help you also make sense of what's happening in our Provincial economy. Please do not feel insulted for my simplicity ...
Chad Moore | Mortgage
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Mortgage
09 Aug Calgary Real Estate Market Update – July 2016 Data
Hi everyone! I think it's important to understand several key Calgary Real Estate metrics to make sense of our market. Not only that, understanding this information also helps you anticipate near term price movements. Deciding to enter the market as a buyer or seller is a big decision....
18 Jul Monetary Policy Snipit: Oil & Gas Supply And Demand Forecast
[This is a snipit of content from the Bank of Canada's Monetary Policy Report - July 2016. Download the full Monetary Report here] **** There is gathering evidence that the needed supply-demand adjustment in the global oil market is progressing (Chart above). In this context, the upside risks to...
13 Jul Fluffy Mortgage Policy Rule Change
Calgary Mortgage Rule Change Effecting Home Buyers. I think the latest Mortgage rule change is fluffy at best. The MRQ is a qualifying interest rate, set by the Bank of Canada, to qualify Mortgage applicants who want adjustable rates or shorter than 5 year term Mortgages. Last week,...
05 Jul Calgary June Real Estate Data
There are several statistics to track that help anticipate future Real Estate price movements. I think this also helps remove the "feeling" from our Real Estate market, and look at the data. Don't get me wrong, I think Real Estate is an emotional area of...
21 Jun The Invisible Floating Number Over Your Head Is Changing On A Daily!
New Changes To Your Credit Score Are Coming! Equifax and TransUnion take your debt repayment information/history and produce a credit score for you. This credit score becomes INCREDIBLY important when qualifying for a Mortgage. In fact, my credit score is THE MOST important factor when qualifying for a...
14 Jun Toronto And Vancouver Housing Markets Are Crushing Calgary In More Than One Way
Continue reading to hear my thoughts on what might be a looming Mortgage rule change that will effect Calgary's housing market ...
14 Jun Latest Real Estate Data (May 2016)
Calgary Market Stats Update: Chad's Market Commentary: As the price of oil continues to slowly increase, I think more and more people are going to peak their heads out from underneath the covers of their bed, look around, and decide if "everything is OK". Despite oil's marginal increase,...
18 May Creative Home Marketing
Dear home sellers, BEWARE! I don't think NOW is the time to over price my home for sale. Thinking I'll sell my home for what my neighbour did two years ago is a distant memory. I think one of the worst, and most expensive things I could...
04 May April Real Estate Data Analysis: We Have A Sky!
We have a sky. I don't think it's falling. That said, I remain cautiously optimistic on the future of Calgary Real Estate prices, despite what the popular opinion might be. Below are several key data points that I look at to help anticipate near term future pricing of...